Money doesn’t grow on trees, but lately, I sure think it does. I am usually pretty responsible with money but over the last few weeks, I’ve been “making it rain” all over the place. And now that storm has to stop.
Between vacations and summer in Chicago, I have been “hemorrhaging” out money and after checking my credit card balance and savings deposits, that shit has to STOP.
So Friday night, I picked up a little fro yo and went home to put myself on a budget. It was the tough conversation with myself that I didn’t want to have.
First step, looking at my regular monthly expenses and recent spending.
And then I needed a beer (or three).
Let’s just say, it wasn’t pretty. And not because I’m out buying expensive things or big-ticket items without being able to afford them, but all of those little charges add up. Cabs. Beers on the patio. Dinners. Lunches. Starbucks. Movies. Etc. DAMN.
And as painful as it was to see where the money’s going, it re-affirmed what I already knew, that if I want to keep traveling, I have to put myself on some kind of budget so I can do fun things in Chicago and on vacation without having to worry about money.
I don’t want to worry about money (more than I have to.)
Starting July 1, this girl is making a few financial changes. It won’t always be fun but I have to keep the bigger picture in mind because when I’m shopping Borough Market in fall, I do not want to feel like I have to deny myself because I can’t get stuff under control.
No thank you.
What about you? Have you had to put yourself on a budget? Were you able to adhere to it?